/* =====================================================
   TRIVEEXA FINCORP
   BUSINESS LOAN EMI CALCULATOR
===================================================== */

:root {

    --navy: #06111f;
    --navy2: #091a2b;
    --navy3: #10263a;

    --gold: #c8a96b;
    --gold-light: #e4ca91;

    --white: #ffffff;
    --cream: #f6f4ee;

    --dark: #253547;
    --gray: #738294;

    --border: rgba(255, 255, 255, .1);

    --ease: cubic-bezier(.22, 1, .36, 1);

}


* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}


html {
    scroll-behavior: smooth;
}


body {

    font-family:
        Inter,
        Arial,
        Helvetica,
        sans-serif;

    background: var(--cream);

    color: var(--dark);

    overflow-x: hidden;

}


a {
    text-decoration: none;
    color: inherit;
}


button,
input {
    font-family: inherit;
}


.container {

    width: min(1180px, 92%);

    margin: auto;

}


.section-label {

    display: inline-block;

    color: var(--gold);

    font-size: 10px;

    font-weight: 800;

    letter-spacing: 2px;

}


/* =====================================================
   TRIVEEXA NAVBAR
===================================================== */

.navbar {
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    height: 82px;
    z-index: 9999;

    background: rgba(7, 17, 31, 0.92);
    backdrop-filter: blur(18px);
    -webkit-backdrop-filter: blur(18px);

    border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}


.nav-container {
    width: 92%;
    max-width: 1450px;
    height: 100%;
    margin: auto;

    display: flex;
    align-items: center;
    justify-content: space-between;
}


/* =====================================================
   LOGO
===================================================== */

.logo {
    text-decoration: none;
    display: flex;
    flex-direction: column;
    line-height: 1;
    min-width: 150px;
}

.logo span {
    font-size: 22px;
    font-weight: 800;
    letter-spacing: 2px;
    color: #ffffff;
}

.logo small {
    margin-top: 5px;
    font-size: 8px;
    letter-spacing: 4px;
    color: #58d6c5;
}


/* =====================================================
   NAV MENU
===================================================== */

.nav-menu {
    display: flex;
    align-items: center;
    gap: 8px;
    height: 100%;
}


.nav-link,
.dropdown-toggle {
    position: relative;

    color: rgba(255, 255, 255, 0.75);
    text-decoration: none;

    font-size: 13px;
    font-weight: 500;

    padding: 12px 15px;

    transition: 0.3s ease;
}


.nav-link:hover,
.dropdown-toggle:hover {
    color: #ffffff;
}


/* ACTIVE */

.nav-link.active {
    color: #ffffff;
}

.nav-link.active::after {
    content: "";

    position: absolute;
    left: 15px;
    right: 15px;
    bottom: 3px;

    height: 2px;

    background: #58d6c5;
}


/* =====================================================
   DROPDOWN
===================================================== */

.nav-dropdown {
    position: relative;
    height: 100%;

    display: flex;
    align-items: center;
}


.dropdown-toggle {
    background: transparent;
    border: none;
    cursor: pointer;

    display: flex;
    align-items: center;
    gap: 8px;

    font-family: inherit;
}


.dropdown-toggle i {
    font-size: 9px;
    transition: transform 0.3s ease;
}


/* ROTATE ARROW */

.nav-dropdown:hover .dropdown-toggle i,
.nav-dropdown.open .dropdown-toggle i {
    transform: rotate(180deg);
}


/* =====================================================
   DROPDOWN MENU
===================================================== */

.dropdown-menu {
    position: absolute;

    top: 72px;
    left: 50%;

    transform: translateX(-50%) translateY(10px);

    width: 350px;

    padding: 10px;

    background: rgba(7, 17, 31, 0.98);

    border: 1px solid rgba(255, 255, 255, 0.10);

    box-shadow:
        0 25px 60px rgba(0, 0, 0, 0.45);

    opacity: 0;
    visibility: hidden;

    transition:
        opacity 0.25s ease,
        transform 0.25s ease,
        visibility 0.25s ease;
}


/* DESKTOP HOVER */

.nav-dropdown:hover .dropdown-menu {
    opacity: 1;
    visibility: visible;

    transform: translateX(-50%) translateY(0);
}


/* =====================================================
   DROPDOWN ITEMS
===================================================== */

.dropdown-menu a {
    display: flex;
    align-items: center;

    gap: 13px;

    padding: 13px 12px;

    text-decoration: none;

    border-radius: 7px;

    transition: 0.25s ease;
}


.dropdown-menu a:hover {
    background: rgba(88, 214, 197, 0.09);

    transform: translateX(3px);
}


/* ICON */

.menu-icon {
    width: 38px;
    height: 38px;

    flex-shrink: 0;

    display: flex;
    align-items: center;
    justify-content: center;

    border: 1px solid rgba(88, 214, 197, 0.25);

    color: #58d6c5;

    background: rgba(88, 214, 197, 0.05);

    border-radius: 6px;
}


.menu-icon i {
    font-size: 14px;
}


/* TEXT */

.dropdown-menu strong {
    display: block;

    color: #ffffff;

    font-size: 12px;
    font-weight: 600;

    margin-bottom: 3px;
}


.dropdown-menu small {
    display: block;

    color: rgba(255, 255, 255, 0.45);

    font-size: 10px;
}


/* =====================================================
   EMI MENU
===================================================== */

.emi-menu {
    width: 350px;
}


/* =====================================================
   APPLY BUTTON
===================================================== */

.nav-btn {
    display: flex;
    align-items: center;
    gap: 10px;

    padding: 11px 19px;

    background: #58d6c5;

    color: #07111f;

    text-decoration: none;

    font-size: 12px;
    font-weight: 700;

    transition: 0.3s ease;
}


.nav-btn:hover {
    background: #ffffff;

    transform: translateY(-2px);
}


.nav-btn i {
    font-size: 10px;
}


/* MOBILE APPLY */

.mobile-apply {
    display: none !important;
}


/* =====================================================
   MOBILE MENU BUTTON
===================================================== */

.menu-toggle {
    display: none;

    width: 42px;
    height: 42px;

    padding: 9px;

    background: transparent;

    border: 1px solid rgba(255, 255, 255, 0.20);

    cursor: pointer;

    flex-direction: column;
    justify-content: center;
    align-items: center;

    gap: 5px;
}


.menu-toggle span {
    display: block;

    width: 21px;
    height: 2px;

    background: #ffffff;

    transition: 0.3s ease;
}


/* X ANIMATION */

.menu-toggle.active span:nth-child(1) {
    transform: translateY(7px) rotate(45deg);
}

.menu-toggle.active span:nth-child(2) {
    opacity: 0;
}

.menu-toggle.active span:nth-child(3) {
    transform: translateY(-7px) rotate(-45deg);
}


/* =====================================================
   TABLET
===================================================== */

@media (max-width: 1000px) {

    .nav-container {
        width: 94%;
    }

    .nav-menu {
        gap: 2px;
    }

    .nav-link,
    .dropdown-toggle {
        padding: 10px 9px;
        font-size: 12px;
    }

    .nav-btn {
        padding: 10px 14px;
    }
}


/* =====================================================
   MOBILE
===================================================== */

@media (max-width: 850px) {

    .navbar {
        height: 72px;
    }


    .nav-container {
        width: 92%;
    }


    /* HIDE DESKTOP APPLY */

    .nav-btn {
        display: none;
    }


    /* SHOW MENU BUTTON */

    .menu-toggle {
        display: flex;
    }


    /* MOBILE NAV */

    .nav-menu {

        position: absolute;

        top: 82px;
        left: 4%;
        right: 4%;

        height: auto;

        padding: 12px;

        display: flex;
        flex-direction: column;

        align-items: stretch;

        gap: 0;

        background: rgba(7, 17, 31, 0.98);

        border: 1px solid rgba(255, 255, 255, 0.10);

        box-shadow:
            0 25px 60px rgba(0, 0, 0, 0.45);

        opacity: 0;
        visibility: hidden;

        transform: translateY(-15px);

        transition:
            opacity 0.3s ease,
            transform 0.3s ease,
            visibility 0.3s ease;
    }


    .nav-menu.show {

        opacity: 1;
        visibility: visible;

        transform: translateY(0);
    }


    /* LINKS */

    .nav-link {

        display: block;

        padding: 15px 12px;

        border-bottom:
            1px solid rgba(255, 255, 255, 0.07);
    }


    .nav-link.active::after {
        display: none;
    }


    /* =================================================
       MOBILE DROPDOWN
    ================================================= */

    .nav-dropdown {

        display: block;

        height: auto;

        border-bottom:
            1px solid rgba(255, 255, 255, 0.07);
    }


    .dropdown-toggle {

        width: 100%;

        padding: 15px 12px;

        justify-content: space-between;

        color: rgba(255, 255, 255, 0.75);
    }


    .dropdown-menu {

        position: static;

        width: 100%;

        padding: 0;

        transform: none !important;

        background: rgba(255, 255, 255, 0.025);

        border: none;

        box-shadow: none;

        display: none;

        opacity: 1;

        visibility: visible;
    }


    .nav-dropdown.open .dropdown-menu {

        display: block;
    }


    .dropdown-menu a {

        padding: 11px 10px;

        border-top:
            1px solid rgba(255, 255, 255, 0.05);
    }


    .dropdown-menu a:hover {

        transform: none;

        background: rgba(88, 214, 197, 0.07);
    }


    .menu-icon {

        width: 34px;
        height: 34px;
    }


    .dropdown-menu strong {

        font-size: 11px;
    }


    .dropdown-menu small {

        font-size: 9px;
    }


    /* =================================================
       MOBILE APPLY
    ================================================= */

    .mobile-apply {

        display: flex !important;

        justify-content: center;
        align-items: center;

        margin-top: 12px;

        padding: 13px !important;

        background: #58d6c5;

        color: #07111f !important;

        font-weight: 700;

        border: none !important;

        text-align: center;
    }
}


/* =====================================================
   SMALL MOBILE
===================================================== */

@media (max-width: 500px) {

    .logo span {
        font-size: 19px;
    }

    .logo small {
        font-size: 7px;
        letter-spacing: 3px;
    }


    .nav-menu {

        top: 68px;

        left: 3%;
        right: 3%;

        max-height: calc(100vh - 85px);

        overflow-y: auto;
    }


    .menu-toggle {

        width: 40px;
        height: 40px;
    }


    .dropdown-menu a {

        padding: 10px 7px;
    }
}


/* =====================================================
   HERO
===================================================== */

.business-hero {

    min-height: 720px;

    padding-top: 78px;

    position: relative;

    overflow: hidden;

    background:

        radial-gradient(circle at 80% 50%,
            rgba(200, 169, 107, .13),
            transparent 30%),

        var(--navy);

    color: white;

}


.hero-lines {

    position: absolute;

    inset: 0;

    opacity: .25;

    background-image:

        linear-gradient(90deg,
            rgba(255, 255, 255, .04) 1px,
            transparent 1px),

        linear-gradient(rgba(255, 255, 255, .04) 1px,
            transparent 1px);

    background-size: 90px 90px;

}


.hero-container {

    width: min(1180px, 92%);

    min-height: 640px;

    margin: auto;

    position: relative;

    z-index: 2;

    display: grid;

    grid-template-columns: 1.1fr .9fr;

    align-items: center;

}


.hero-label {

    display: flex;

    align-items: center;

    gap: 10px;

    color: var(--gold);

    font-size: 10px;

    font-weight: 800;

    letter-spacing: 2px;

    margin-bottom: 25px;

}


.hero-label span {

    width: 30px;

    height: 1px;

    background: var(--gold);

}


.hero-copy h1 {

    font-size: clamp(48px, 6vw, 78px);

    line-height: .98;

    letter-spacing: -3px;

    font-weight: 300;

}


.hero-copy h1 strong {

    display: block;

    color: var(--gold-light);

    font-weight: 700;

}


.hero-copy>p {

    max-width: 570px;

    margin-top: 28px;

    color: rgba(255, 255, 255, .58);

    font-size: 15px;

    line-height: 1.8;

}


.hero-actions {

    display: flex;

    gap: 12px;

    margin-top: 32px;

}


.gold-button,
.outline-button {

    display: inline-flex;

    align-items: center;

    justify-content: center;

    gap: 10px;

    padding: 15px 22px;

    font-size: 11px;

    font-weight: 800;

    transition: .3s;

}


.gold-button {

    background: var(--gold);

    color: var(--navy);

}


.gold-button:hover {

    background: var(--gold-light);

    transform: translateY(-3px);

}


.outline-button {

    border: 1px solid rgba(255, 255, 255, .2);

    color: white;

}


.outline-button:hover {

    color: var(--gold);

    border-color: var(--gold);

}


.hero-stat-row {

    display: flex;

    margin-top: 45px;

}


.hero-stat-row div {

    padding-right: 35px;

    margin-right: 35px;

    border-right: 1px solid rgba(255, 255, 255, .1);

}


.hero-stat-row div:last-child {

    border: 0;

}


.hero-stat-row strong {

    display: block;

    color: var(--gold-light);

    font-size: 19px;

}


.hero-stat-row span {

    display: block;

    margin-top: 5px;

    color: rgba(255, 255, 255, .38);

    font-size: 9px;

    letter-spacing: .5px;

}


/* =====================================================
   HERO BUSINESS VISUAL
===================================================== */

.business-visual {

    height: 470px;

    position: relative;

    display: grid;

    place-items: center;

}


.visual-ring {

    position: absolute;

    border-radius: 50%;

    border: 1px solid rgba(200, 169, 107, .2);

}


.ring-one {

    width: 440px;

    height: 440px;

}


.ring-two {

    width: 320px;

    height: 320px;

    border-color: rgba(255, 255, 255, .08);

}


.growth-card {

    width: 350px;

    padding: 27px;

    background: rgba(255, 255, 255, .07);

    border: 1px solid rgba(255, 255, 255, .13);

    backdrop-filter: blur(20px);

    position: relative;

    z-index: 2;

    box-shadow: 0 35px 80px rgba(0, 0, 0, .3);

}


.growth-top {

    display: flex;

    justify-content: space-between;

    align-items: center;

}


.growth-top span {

    color: rgba(255, 255, 255, .45);

    font-size: 9px;

    letter-spacing: 1.5px;

}


.growth-top i {

    color: var(--gold);

}


.growth-chart {

    height: 150px;

    margin-top: 30px;

    display: flex;

    align-items: flex-end;

    justify-content: space-around;

    border-bottom: 1px solid rgba(255, 255, 255, .1);

}


.growth-chart span {

    width: 24px;

    background: var(--gold);

    opacity: .7;

}


.growth-bottom {

    display: flex;

    justify-content: space-between;

    align-items: flex-end;

    margin-top: 20px;

}


.growth-bottom small {

    display: block;

    color: rgba(255, 255, 255, .4);

    font-size: 8px;

    letter-spacing: 1px;

}


.growth-bottom strong {

    display: block;

    color: var(--gold-light);

    font-size: 27px;

    margin-top: 6px;

}


.growth-percent {

    display: flex;

    gap: 7px;

    align-items: center;

    color: var(--gold);

    font-size: 10px;

}


.floating-business-card {

    position: absolute;

    bottom: 55px;

    right: 0;

    padding: 17px 20px;

    background: white;

    color: var(--dark);

    display: flex;

    gap: 12px;

    align-items: center;

    box-shadow: 0 20px 50px rgba(0, 0, 0, .3);

}


.floating-business-card>i {

    color: var(--gold);

    font-size: 20px;

}


.floating-business-card strong {

    display: block;

    font-size: 11px;

}


.floating-business-card small {

    display: block;

    color: var(--gray);

    font-size: 9px;

    margin-top: 4px;

}


/* =====================================================
   INTRO
===================================================== */

.business-intro {

    padding: 105px 0;

    background: white;

}


.intro-number {

    color: var(--gold);

    font-size: 11px;

    letter-spacing: 2px;

}


.intro-grid {

    display: grid;

    grid-template-columns: 1fr 1fr;

    gap: 90px;

    margin-top: 25px;

}


.intro-grid h2 {

    font-size: clamp(36px, 4vw, 58px);

    line-height: 1;

    font-weight: 300;

    letter-spacing: -2px;

}


.intro-grid h2 span {

    color: var(--gold);

    font-weight: 700;

}


.intro-grid p {

    color: var(--gray);

    font-size: 14px;

    line-height: 1.9;

    margin-bottom: 17px;

}


/* =====================================================
   CALCULATOR
===================================================== */

.business-calculator {

    padding: 110px 0;

    background: var(--navy2);

}


.calculator-header {

    display: flex;

    justify-content: space-between;

    align-items: flex-end;

    margin-bottom: 45px;

}


.calculator-header h2 {

    color: white;

    font-size: clamp(35px, 4vw, 54px);

    line-height: 1;

    font-weight: 300;

    margin-top: 14px;

}


.calculator-header h2 span {

    color: var(--gold-light);

    font-weight: 700;

}


.calculator-status {

    display: flex;

    align-items: center;

    gap: 9px;

    color: var(--gold);

    font-size: 9px;

    letter-spacing: 1.5px;

}


.calculator-status span {

    width: 7px;

    height: 7px;

    border-radius: 50%;

    background: var(--gold);

    box-shadow:
        0 0 0 5px rgba(200, 169, 107, .1);

}


.calculator-layout {

    display: grid;

    grid-template-columns: 1fr .9fr;

    background: white;

}


.input-panel {

    padding: 48px;

}


.panel-heading h3 {

    font-size: 23px;

    margin-bottom: 8px;

}


.panel-heading p {

    color: var(--gray);

    font-size: 12px;

}


.business-control {

    margin-top: 35px;

}


.control-top {

    display: flex;

    justify-content: space-between;

    align-items: center;

    margin-bottom: 16px;

}


.control-top label {

    display: flex;

    align-items: center;

    gap: 10px;

    font-size: 13px;

    font-weight: 700;

}


.control-top label i {

    color: var(--gold);

}


.number-input {

    min-width: 140px;

    padding: 9px 12px;

    border: 1px solid #ddd;

    text-align: right;

    font-size: 13px;

}


.number-input input {

    width: 90px;

    border: 0;

    outline: 0;

    text-align: right;

    font-size: 14px;

    font-weight: 700;

}


input[type="range"] {

    width: 100%;

    height: 4px;

    appearance: none;

    background: #ddd;

    cursor: pointer;

}


input[type="range"]::-webkit-slider-thumb {

    appearance: none;

    width: 18px;

    height: 18px;

    border-radius: 50%;

    background: var(--gold);

    border: 3px solid white;

    box-shadow: 0 0 0 1px var(--gold);

}


.range-labels {

    display: flex;

    justify-content: space-between;

    margin-top: 9px;

    color: var(--gray);

    font-size: 9px;

}


.business-note {

    display: flex;

    gap: 14px;

    padding: 20px;

    margin-top: 35px;

    background: var(--cream);

}


.note-icon {

    color: var(--gold);

    font-size: 18px;

}


.business-note strong {

    font-size: 11px;

}


.business-note p {

    color: var(--gray);

    font-size: 10px;

    line-height: 1.7;

    margin-top: 5px;

}


/* =====================================================
   RESULT
===================================================== */

.result-panel {

    padding: 45px;

    background: var(--navy3);

    color: white;

    text-align: center;

    position: relative;

    overflow: hidden;

}


.result-panel::after {

    content: "";

    position: absolute;

    width: 320px;

    height: 320px;

    border-radius: 50%;

    border: 1px solid rgba(200, 169, 107, .1);

    right: -160px;

    bottom: -160px;

}


.result-title {

    display: flex;

    justify-content: space-between;

    align-items: center;

    color: rgba(255, 255, 255, .42);

    font-size: 9px;

    letter-spacing: 1.5px;

}


.result-title i {

    color: var(--gold);

}


.result-emi {

    margin-top: 20px;

}


.result-emi small {

    color: rgba(255, 255, 255, .4);

    font-size: 8px;

    letter-spacing: 1px;

}


.result-emi h3 {

    color: var(--gold-light);

    font-size: clamp(40px, 4vw, 56px);

    margin-top: 5px;

}


.result-emi p {

    color: rgba(255, 255, 255, .4);

    font-size: 10px;

}


.business-chart {

    width: 205px;

    height: 205px;

    margin: 25px auto;

}


.chart-legend {

    display: grid;

    grid-template-columns: 1fr 1fr;

    gap: 10px;

}


.chart-legend div {

    padding: 12px;

    background: rgba(255, 255, 255, .04);

    text-align: left;

}


.chart-legend span {

    display: inline-block;

    width: 7px;

    height: 7px;

    border-radius: 50%;

    margin-right: 5px;

}


.legend-principal {

    background: white;

}


.legend-interest {

    background: var(--gold);

}


.chart-legend small {

    color: rgba(255, 255, 255, .45);

    font-size: 8px;

}


.chart-legend strong {

    display: block;

    color: white;

    font-size: 12px;

    margin-top: 7px;

}


.total-box {

    display: flex;

    justify-content: space-between;

    align-items: center;

    padding: 18px 0;

    margin-top: 12px;

    border-top: 1px solid rgba(255, 255, 255, .1);

    border-bottom: 1px solid rgba(255, 255, 255, .1);

}


.total-box span {

    color: rgba(255, 255, 255, .45);

    font-size: 9px;

    letter-spacing: 1px;

}


.total-box strong {

    color: var(--gold-light);

    font-size: 15px;

}


.apply-result {

    display: flex;

    justify-content: center;

    align-items: center;

    gap: 10px;

    padding: 15px;

    margin-top: 18px;

    background: var(--gold);

    color: var(--navy);

    font-size: 11px;

    font-weight: 800;

}


/* =====================================================
   USE CASES
===================================================== */

.use-cases {

    padding: 110px 0;

    background: white;

}


.use-case-heading h2 {

    margin-top: 15px;

    font-size: clamp(36px, 4vw, 54px);

    font-weight: 300;

    line-height: 1;

}


.use-case-heading h2 span {

    color: var(--gold);

    font-weight: 700;

}


.use-case-grid {

    display: grid;

    grid-template-columns: repeat(4, 1fr);

    gap: 1px;

    background: #ddd;

    margin-top: 55px;

}


.use-case {

    padding: 35px;

    min-height: 300px;

    background: white;

    transition: .4s;

}


.use-case:hover {

    background: var(--navy);

    color: white;

    transform: translateY(-8px);

}


.case-number {

    color: var(--gold);

    font-size: 10px;

    letter-spacing: 2px;

}


.case-icon {

    margin-top: 45px;

    color: var(--gold);

    font-size: 25px;

}


.use-case h3 {

    font-size: 17px;

    margin-top: 20px;

}


.use-case p {

    margin-top: 12px;

    color: var(--gray);

    font-size: 11px;

    line-height: 1.8;

}


/* =====================================================
   HOW
===================================================== */

.how-section {

    padding: 110px 0;

    background: var(--cream);

}


.how-grid {

    display: grid;

    grid-template-columns: .9fr 1.1fr;

    gap: 90px;

}


.how-heading h2 {

    margin-top: 15px;

    font-size: clamp(38px, 4vw, 58px);

    line-height: 1;

    font-weight: 300;

}


.how-heading h2 span {

    color: var(--gold);

    font-weight: 700;

}


.how-heading p {

    margin-top: 25px;

    max-width: 440px;

    color: var(--gray);

    font-size: 13px;

    line-height: 1.8;

}


.number-process {

    border-top: 1px solid #ddd;

}


.process-item {

    display: grid;

    grid-template-columns: 70px 1fr;

    gap: 25px;

    padding: 28px 0;

    border-bottom: 1px solid #ddd;

}


.process-number {

    color: var(--gold);

    font-size: 11px;

    letter-spacing: 2px;

}


.process-item h3 {

    font-size: 18px;

}


.process-item p {

    color: var(--gray);

    font-size: 12px;

    margin-top: 7px;

}


/* =====================================================
   FORMULA
===================================================== */

.formula-section {

    padding: 100px 0;

    background: var(--navy);

    color: white;

}


.formula-layout {

    display: grid;

    grid-template-columns: .8fr 1.2fr;

    align-items: center;

    gap: 90px;

}


.formula-visual {

    height: 320px;

    display: flex;

    align-items: center;

    justify-content: center;

    position: relative;

    flex-direction: column;

}


.formula-circle {

    width: 120px;

    height: 120px;

    border: 1px solid var(--gold);

    border-radius: 50%;

    display: grid;

    place-items: center;

    color: var(--gold);

    font-size: 30px;

}


.formula-line {

    height: 50px;

    width: 1px;

    background: var(--gold);

}


.formula-visual strong {

    color: var(--gold-light);

    font-size: 24px;

}


.formula-content h2 {

    font-size: clamp(38px, 4vw, 56px);

    line-height: 1;

    font-weight: 300;

    margin-top: 15px;

}


.formula-content h2 span {

    color: var(--gold);

    font-weight: 700;

}


.formula-equation {

    margin-top: 35px;

    padding: 25px;

    border: 1px solid rgba(255, 255, 255, .12);

    color: var(--gold-light);

    font-size: 20px;

    text-align: center;

}


.formula-points {

    margin-top: 20px;

}


.formula-points p {

    color: rgba(255, 255, 255, .5);

    font-size: 11px;

    margin-top: 8px;

}


.formula-points strong {

    color: var(--gold);

    margin-right: 8px;

}


/* =====================================================
   PLANNING
===================================================== */

.planning-section {

    padding: 110px 0;

    background: white;

}


.planning-heading h2 {

    margin-top: 15px;

    font-size: clamp(38px, 4vw, 55px);

    font-weight: 300;

}


.planning-heading h2 span {

    color: var(--gold);

    font-weight: 700;

}


.planning-grid {

    display: grid;

    grid-template-columns: repeat(3, 1fr);

    margin-top: 50px;

    gap: 20px;

}


.planning-card {

    padding: 35px;

    border: 1px solid #ddd;

    min-height: 240px;

    position: relative;

}


.planning-card.highlighted {

    background: var(--navy);

    color: white;

    border-color: var(--navy);

}


.planning-card>span {

    color: var(--gold);

    font-size: 10px;

    letter-spacing: 2px;

}


.planning-card h3 {

    margin-top: 55px;

    font-size: 18px;

}


.planning-card p {

    margin-top: 12px;

    color: var(--gray);

    font-size: 11px;

    line-height: 1.8;

}


/* =====================================================
   FAQ
===================================================== */

.faq {

    padding: 110px 0;

    background: var(--cream);

}


.faq-heading h2 {

    margin-top: 15px;

    font-size: clamp(38px, 4vw, 55px);

    font-weight: 300;

}


.faq-heading h2 span {

    color: var(--gold);

    font-weight: 700;

}


.faq-list {

    max-width: 850px;

    margin-top: 50px;

}


.faq-item {

    border-bottom: 1px solid #ddd;

}


.faq-question {

    width: 100%;

    padding: 22px 0;

    border: 0;

    background: transparent;

    display: flex;

    align-items: center;

    justify-content: space-between;

    text-align: left;

    cursor: pointer;

    color: var(--dark);

    font-size: 13px;

    font-weight: 700;

}


.faq-question i {

    color: var(--gold);

    transition: .3s;

}


.faq-answer {

    max-height: 0;

    overflow: hidden;

    transition: .4s;

}


.faq-answer p {

    color: var(--gray);

    font-size: 12px;

    line-height: 1.8;

    padding-bottom: 20px;

}


.faq-item.active .faq-answer {

    max-height: 160px;

}


.faq-item.active .faq-question i {

    transform: rotate(45deg);

}


/* =====================================================
   CTA
===================================================== */

.business-cta {

    padding: 120px 0;

    background: var(--navy2);

    color: white;

    text-align: center;

    position: relative;

    overflow: hidden;

}


.cta-grid {

    position: absolute;

    inset: 0;

    opacity: .15;

    background-image:

        linear-gradient(rgba(255, 255, 255, .08) 1px,
            transparent 1px),

        linear-gradient(90deg,
            rgba(255, 255, 255, .08) 1px,
            transparent 1px);

    background-size: 70px 70px;

}


.business-cta h2 {

    position: relative;

    margin-top: 20px;

    font-size: clamp(40px, 6vw, 72px);

    line-height: .98;

    font-weight: 300;

}


.business-cta h2 span {

    color: var(--gold-light);

    font-weight: 700;

}


.business-cta p {

    position: relative;

    color: rgba(255, 255, 255, .5);

    margin-top: 20px;

    font-size: 13px;

}


.cta-buttons {

    position: relative;

    display: flex;

    justify-content: center;

    gap: 12px;

    margin-top: 30px;

}


/* =====================================================
   FOOTER
===================================================== */

.footer {

    background: #030b14;

    color: white;

    padding-top: 75px;

}


.footer-grid {

    display: grid;

    grid-template-columns: 2fr 1fr 1fr 1fr;

    gap: 50px;

    padding-bottom: 60px;

}


.footer-brand p {

    color: rgba(255, 255, 255, .4);

    max-width: 280px;

    margin-top: 20px;

    font-size: 11px;

    line-height: 1.8;

}


.social {

    display: flex;

    gap: 8px;

    margin-top: 20px;

}


.social a {

    width: 35px;

    height: 35px;

    border: 1px solid rgba(255, 255, 255, .12);

    display: grid;

    place-items: center;

    color: rgba(255, 255, 255, .5);

}


.social a:hover {

    color: var(--gold);

    border-color: var(--gold);

}


.footer-column h4 {

    font-size: 12px;

    margin-bottom: 20px;

}


.footer-column a {

    display: block;

    color: rgba(255, 255, 255, .4);

    font-size: 10px;

    margin-bottom: 12px;

}


.footer-column a:hover {

    color: var(--gold);

}


.footer-bottom {

    width: min(1180px, 92%);

    margin: auto;

    border-top: 1px solid rgba(255, 255, 255, .08);

    padding: 20px 0;

    display: flex;

    justify-content: space-between;

    color: rgba(255, 255, 255, .25);

    font-size: 9px;

}


/* =====================================================
   MOBILE
===================================================== */

@media(max-width:900px) {

    .nav-btn {
        display: none;
    }


    .menu-toggle {
        display: flex;
    }


    .nav-menu {

        position: absolute;

        top: 78px;

        left: 20px;

        right: 20px;

        padding: 15px;

        background: rgba(6, 17, 31, .98);

        display: flex;

        flex-direction: column;

        align-items: stretch;

        gap: 0;

        opacity: 0;

        visibility: hidden;

        transform: translateY(-15px);

        transition: .3s;

    }


    .nav-menu.show {

        opacity: 1;

        visibility: visible;

        transform: translateY(0);

    }


    .nav-menu>a {

        padding: 14px 10px;

        border-bottom: 1px solid rgba(255, 255, 255, .08);

    }


    .nav-dropdown {

        border-bottom: 1px solid rgba(255, 255, 255, .08);

    }


    .dropdown-toggle {

        width: 100%;

        padding: 14px 10px;

        justify-content: space-between;

    }


    .dropdown-menu {

        position: static;

        display: none;

        opacity: 1;

        visibility: visible;

        transform: none;

        border: 0;

        padding: 0;

    }


    .nav-dropdown.open .dropdown-menu {

        display: block;

    }


    .dropdown-menu a {

        padding-left: 25px;

    }


    .mobile-apply {

        display: flex !important;

        justify-content: center;

        background: var(--gold);

        color: var(--navy) !important;

        margin-top: 12px;

        font-weight: 800;

    }


    .hero-container {

        grid-template-columns: 1fr;

        padding-top: 70px;

        padding-bottom: 40px;

    }


    .business-hero {

        min-height: 1000px;

    }


    .business-visual {

        height: 350px;

    }


    .ring-one {

        width: 330px;

        height: 330px;

    }


    .ring-two {

        width: 240px;

        height: 240px;

    }


    .growth-card {

        width: 290px;

    }


    .intro-grid,
    .how-grid,
    .formula-layout {

        grid-template-columns: 1fr;

        gap: 45px;

    }


    .calculator-layout {

        grid-template-columns: 1fr;

    }


    .use-case-grid {

        grid-template-columns: 1fr 1fr;

    }


    .footer-grid {

        grid-template-columns: 1fr 1fr;

    }

}


@media(max-width:600px) {

    .business-hero {

        min-height: 900px;

    }


    .hero-copy h1 {

        font-size: 48px;

    }


    .hero-actions {

        flex-direction: column;

        width: 210px;

    }


    .hero-stat-row {

        flex-wrap: wrap;

        gap: 20px;

    }


    .hero-stat-row div {

        margin: 0;

        padding-right: 20px;

    }


    .business-visual {

        transform: scale(.85);

    }


    .business-intro,
    .business-calculator,
    .use-cases,
    .how-section,
    .formula-section,
    .planning-section,
    .faq,
    .business-cta {

        padding: 75px 0;

    }


    .calculator-header {

        flex-direction: column;

        align-items: flex-start;

        gap: 15px;

    }


    .input-panel,
    .result-panel {

        padding: 28px 20px;

    }


    .control-top {

        align-items: flex-start;

        gap: 15px;

    }


    .number-input {

        min-width: 125px;

    }


    .use-case-grid,
    .planning-grid {

        grid-template-columns: 1fr;

    }


    .formula-equation {

        font-size: 15px;

    }


    .footer-grid {

        grid-template-columns: 1fr;

    }


    .footer-bottom {

        flex-direction: column;

        gap: 8px;

    }

}