PROPERTY FINANCE

Finance your property goals.

Whether you are buying your dream home or unlocking the value of an existing property, TRIVEEXA helps you explore suitable financing options based on your requirements.

Home Loan & Loan Against Property solutions
HOME LOAN Buy • Build • Improve
LAP Unlock Property Value
01 Home Purchase
02 Home Construction
03 Loan Against Property
04 Property-backed Funding
PROPERTY FINANCE

Choose the financing that fits your goal.

HOME LOAN

Build the place you call home.

Explore financing possibilities for purchasing, constructing or improving a residential property.

01

Home Purchase

Finance an eligible new, resale or under-construction residential property.

Explore
02

Home Construction

Plan financing for construction of your home on eligible residential land.

Explore
03

Home Improvement

Explore funding possibilities for renovation, repairs, extension and improvements.

Explore
04

Balance Transfer

Explore transferring an existing home loan, subject to lender eligibility and policies.

Explore
LOAN AGAINST PROPERTY

Put your property's value to work.

LAP can provide a property-backed financing route for eligible borrowers, subject to lender assessment and applicable policies.

01

Residential Property

Explore financing against an eligible residential property.

Explore
02

Commercial Property

Property-backed financing possibilities for eligible commercial properties.

Explore
03

Business Funding

Explore funding possibilities for business expansion, working capital and opportunities.

Explore
04

Other Requirements

Property-backed funding for eligible financial requirements as permitted by lenders.

Explore
HOME LOAN
Plan before you commit
HOME LOAN

Make your home feel closer.

Buying a home is one of the biggest financial decisions many people make. Understanding your borrowing requirement and repayment comfort can help you approach the decision more confidently.

Plan your estimated EMI
Explore suitable lending options
Prepare required documents
Plan your home loan
LOAN AGAINST PROPERTY

Your property can be more than an asset.

Loan Against Property is a property-backed financing route where an eligible property may be used as security for a loan, subject to lender assessment.

Residential property options
Eligible commercial property options
Funding based on property and borrower profile
Calculate LAP EMI
PROPERTY VALUE
PROPERTY-BACKED FUNDING
UNDERSTAND THE DIFFERENCE

Home Loan or LAP? Know your purpose.

Both are property-related financing options, but their purpose and structure can differ.

FACTOR
HOME LOAN
LAP
Primary Purpose
Purchase, construction or improvement of a home
Property-backed funding for eligible requirements
Security
Property being financed / as per lender structure
Eligible existing property
Usage
Primarily property-related
Depending on lender policy and purpose
Assessment
Borrower + property profile
Borrower + property + requirement
LOAN PLANNING

Look beyond the property price.

Your financing decision should consider your contribution, loan requirement, expected EMI, tenure and overall repayment comfort.

Calculate EMI
PROPERTY FINANCE
YOUR CONTRIBUTION Down Payment
FUNDING Loan Requirement
REPAYMENT Loan Tenure
ELIGIBILITY

What lenders may look at.

Eligibility is determined by the lender and can vary depending on the product, borrower profile, property and applicable policies.

Common assessment factors can include income, existing financial obligations, credit history, age, employment or business profile and property details.

01 Income Profile
02 Existing Obligations
03 Credit Profile
04 Property Details
05 Age & Profile
DOCUMENTATION

Keep the important information ready.

Exact documentation varies by lender and applicant profile. Commonly requested information may include:

01

KYC Documents

Identity and address-related documents as requested by the lender.

02

Income Documents

Salary, income or business-related financial information depending on the applicant profile.

03

Property Documents

Property-related documents required for lender assessment.

04

Banking Details

Relevant banking information and statements as required.

SIMPLE JOURNEY

From enquiry to lender assessment.

01
START

Share your requirement

Tell us whether you're looking for a Home Loan or LAP and share your basic requirement.

02
EXPLORE

Understand suitable options

Explore potential lending options based on your profile and financing purpose.

03
PREPARE

Organise information

Prepare the information and documentation needed for the lender's assessment.

04
ASSESS

Lender review

The lender evaluates the application, borrower profile and applicable property requirements.

FAQ

Questions, answered.

A few common questions about Home Loans and Loan Against Property.

A Home Loan is financing generally used for eligible residential property purchase, construction or improvement, subject to lender terms and eligibility.

Loan Against Property is property-backed financing where an eligible property may be offered as security, subject to lender assessment and applicable policies.

Depending on the lender and product, LAP may be considered for eligible business purposes such as expansion or working capital. Final usage is subject to lender policy.

You can use the TRIVEEXA EMI Calculator to estimate monthly repayment based on loan amount, interest rate and tenure.

No. Approval, loan amount, interest rate, tenure and other terms are determined by the lender based on eligibility, assessment, documentation and applicable policies.

READY TO TAKE THE NEXT STEP?

Your property journey starts with a plan.

Tell TRIVEEXA what you're looking for and explore the next step based on your requirements.